Carol Pavelek's Page

Just so you know, if I call you for an appointment, it's because I CARE about you , your business and your employees. Sometimes it is heartbreaking to talk with an employee. Once in a while, I will be talking with someone about what I do, and that someone will say "Where were you six months ago?! I was in the hospital, unable to work, and even though I have health insurance, I have a stack of bills staring me in the face! Where WERE you?"

I was right here, asking for permission to talk with emp… Continue

Just about every other day I run across someone whose life was "saved" by Aflac. I mean someone who tells me that their household would have been underwater financially if they had not had an Aflac policy. It does not matter whether a person works at a blue collar job, or is a well-heeled executive....serious injury or illness does not discriminate! Most bankruptcies happen due to unexpected, high medical expenses...and most of those people had health insurance! The vast majority did not have Af… Continue

Disability insurance isn’t just for those who are severely injured or have an extended illness. These days, being out of work for even a short time can destroy a family’s precarious financial balancing act. Think about it: If you were unable to work for days, months, or even years due to a disability, how would you pay the bills? Where would you get the money to cover the house or rent payments, groceries, and utility bills?

Aflac’s Group Short-Term Disability insurance is a win-win solution fo… Continue

My referral program is just ducky! Refer an individual to me who becomes my client, and you receive a gift certificate to the Chamber retailer of your choice. Refer a group who becomes my client and you receive a $25 gift certificate!
I'm with the most admired company in insurance...according to Fortune Magazine, 2009. Aflac.
http://www.youtube.com/watch?v=gycSplrvGFM#watch-main-area

Just opened a new account here in town...a fellow Chamber member business. Their employees have barely had the ink dry on their policies. Only one payroll deduction has occured thus far.. they are THAT new!

So, what happened just the other day? An employee had an accident! His injuries are rather serious, with fractured wrists and some cracked ribs. Needless to say, he cannot work for a number of days! Even though his doctor bills are covered by workmans' comp (since this happened at work) his… Continue